Comprehensive Team Coverage in Irvine, California
Employer Group Benefits Designed Around You
At MJN Insurance Services, Inc., we don’t believe in one-size-fits-all insurance plans. Today’s employers have more options than ever when it comes to providing health coverage—and we’re here to help you build a benefits program that fits your business, your budget, and your team. Whether you're looking for traditional group major medical, solutions for 1099 contractors, or cutting-edge alternatives to costly legacy plans, we’ll design a strategy that works for you.
We’re proud to partner with
Redirect Health, a company revolutionizing how healthcare is delivered and priced. Through this partnership, we can offer affordable, simplified healthcare solutions that reduce the financial burden for employers while still delivering exceptional care to employees.
Custom Health Coverage Options
Our flexible benefits strategies are built around your goals and your workforce. We can help you offer:
- Group Major Medical Insurance – Traditional, ACA-compliant health plans tailored to your business.
- Health Coverage for 1099 Workers – Solutions that support your independent contractors without the complexity of conventional group plans.
- Redirect Health Plans – A modern, affordable alternative for both W2 and 1099 employees. Learn more here.
Every plan we design starts with a conversation. We look at your employee base, industry, and budget to develop a coverage strategy that makes sense—and saves you money.
Group Dental, Vision & Supplemental Benefits
A truly competitive benefits package goes beyond medical insurance. We also offer:
Group Dental & Vision Plans
Affordable options that help attract and retain employees while supporting their overall wellness.
Supplemental Benefits
Including Critical Illness, Accident, Disability, and Life Insurance to provide added protection and peace of mind.
These benefits can be offered on a voluntary or employer-paid basis, giving you full control over your contribution level.
Maximize Savings with SIMERP
To take full advantage of available tax savings and reduce costs even further, we recommend pairing your group benefits package with a Self-Insured Medical Expense Reimbursement Program (SIMERP). This IRS-qualified strategy can significantly lower your payroll tax obligations and workers’ compensation costs—especially for California employers—while giving employees access to tax-free health benefits.
When implemented with group coverage options, SIMERP helps you stretch your benefits budget even further without reducing your employees' take-home pay. Learn more about SIMERP here.
Let’s Build Your Custom Plan
You have more options than ever. Let us help you navigate them. Whether you’re exploring traditional insurance, expanding to support 1099s, or ready to try innovative coverage through Redirect Health, MJN Insurance Services, Inc. will help you build the perfect plan.
Contact us today to schedule a consultation and start customizing your Employer Group Benefits package.
